Embedded finance, the integration of financial services within non-financial platforms, is transforming how consumers interact with money. According to a 2024 McKinsey report, embedded finance revenues in Europe could exceed €100 billion by 2030. For online retailers, it presents a massive opportunity to increase revenue, loyalty, and customer satisfaction. Rather than sending customers to a bank, […]
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Banks – Industry Overview
The Business of Banking Banks are intermediaries for capital and hold the risk when supply and demand is not perfectly balanced. Historically, commercial banking and investment banking functions have been separated by law – these restrictions have since been repealed and larger banks tend to take on capital markets operations due to the complimentary nature […]
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Blockchain For Managers
No matter one’s professional background, these days it is almost impossible to escape at least a very basic introduction to “blockchain.” At its core, blockchain has the potential to give every individual access to data, processes, and the ability to transact with others on a scale that was never before possible. From a strictly mid-20th […]